Payments can fail for a number of reasons but typically the credit card company declines the payment.
Card has expired. If your card has expired, your credit card company might block payments until you update the expiration date with Bing Ads. See Update your credit card expiration date.
Billing address has changed. If your billing address has changed, your credit card company might block payments until you update your billing address with Bing Ads.
Card has reached the transaction limit. We might have tried to process a transaction after your card had reached its credit limit, or we might have charged your card more than your credit card company allows for a single transaction.
Card is blocked. If your card was reported as stolen or lost, or your credit card company suspects fraudulent activity, your card might be temporarily blocked.
Card requires that Bing Ads be an approved merchant. If you have purchased additional theft protection services through your credit card company, those services might require you to confirm that Bing Ads is an approved merchant.
If your payment has been declined, you will receive an email from Bing Ads and a notification will be posted on the Billing tab showing “Payment declined” and the amount we tried to charge.
If you have contacted your bank and you're still having problems, please contact support.
After a payment is declined, we will continue to try to process the payment in case the issue was a temporary system issue or the problem with your card has been resolved. Here's how that works:
If your account is put on hold, you’ll see a banner notification at the top of Bing Ads with a link to help you resolve the issue:
For more information, see Why is my account on hold?